Which is the best invoice discounting company in India for MSMEs?

Growmax Fintech is a trusted invoice discounting and trade finance company in India ($500M+ mobilized across 1,000+ MSMEs), offering up to 90% cash advance in 24–48 hours, RXIL TReDS onboarding, and export finance.

How much cash advance can I get through invoice financing in India?

You can unlock 80% to 90% of your B2B invoice value upfront within 24–48 hours. When your buyer settles the bill (in 30–90 days), the remaining 10%–20% balance is released minus a small discounting fee.

Will my customers know that I am discounting their invoices?

With confidential invoice discounting, you keep full control of your buyer relationship and ledger. If you prefer credit protection and direct overseas collection, we also offer non-recourse export factoring.

Do I need property collateral for working capital finance?

No property or land collateral is required. Our working capital and bill financing limits are 100% collateral-free and approved based on your verified B2B invoices, GST cash flows, and buyer creditworthiness.

How does Growmax Fintech support export and import finance in India?

We provide pre-shipment packing credit and post-shipment export bill discounting (non-recourse factoring) for exporters, plus import bill financing and SBLC facilities through lending partners in India, the USA, and Canada.

What is TReDS, and how does Growmax help MSMEs onboard onto RXIL?

TReDS is an RBI-regulated platform to discount MSME invoices raised on large corporates and PSUs. As an approved RXIL partner, Growmax handles your KYC registration and bidding for low-cost, recourse-free funding.

What is the eligibility for an SME IPO on NSE Emerge?

Public limited SMEs with post-issue paid-up capital under Rs. 25 Crore, positive net worth, and 2+ years of operating profit qualify. Our SME IPO consultancy manages valuation, DRHP filing, SEBI compliance, and investor roadshows.

How quickly can my business get onboarded and funded with Growmax?

Initial digital onboarding and credit approval take just 24 to 48 hours with basic company KYC, GST filings, and sample B2B invoices. Repeat invoice disbursals for approved buyers happen the same business day.

Invoice Discounting Company in India

Import & Export Finance

Finance Your Trade Before and After Shipment

Growmax provides import and export finance solutions in Tamil Nadu for eligible businesses seeking financial support across different stages of international trade.

Pre-Shipment Finance

Access funding support for eligible requirements before shipment to manage procurement, production and order-related working capital needs.

Post-Shipment Finance

Manage the period between shipment and customer payment through post-shipment funding solutions, including eligible Export Invoice Funding requirements.

Corporate Platform Solutions

Strengthen Your Corporate Financing Ecosystem

Growmax works with eligible rated corporates to facilitate structured financing opportunities across their business ecosystems. Our platform onboarding and financing network help connect corporates, suppliers, vendors and financial institutions to support smoother business transactions.

Structured financing for eligible rated corporates
Connect corporates, suppliers, vendors & financial institutions
Platform onboarding to support smoother business transactions

SME IPO Consultancy

Prepare Your SME for the Capital Market

Growmax provides SME IPO consultancy to help growth-ready businesses understand eligibility, prepare for the listing journey, coordinate documentation and navigate important requirements with the relevant professional ecosystem.